We have recovered millions on behalf of accident injury victims.
Car Accident | Uninsured Motorist
California law requires that every automobile insurance policy issued include as a purchase option, uninsured motorist (UM) (as well as underinsured motorist coverage (UIM)) that is a type of injury insurance designed to compensate the responsibly insured driver for injuries caused by a financially irresponsible driver.
- Uninsured Motorist Coverage (UM) insures a victim (or their heirs) for all sums up to the purchased UM coverage that they would be legally entitled to recover from the uninsured motorist for the injury or wrongful death they caused.
Example Scenario 1: Henry runs a red light, and strikes the Loren causing a t-bone auto collision. Loren suffers a torn knee ligament requiring surgery. She incurs $45,000 in medical expenses and suffers lost wages totaling $7,500.00. Henry, though, does not have automobile liability insurance. Loren does have insurance as well as UM coverage of $100,000.00 / $300,000. Loren, with the help of attorney Juan J. Ordaz Jr. would fight to recover the full $100,000.00 UM coverage from her automobile insurance company.
Uninsured Motorist | Claims
UM injury claims are common and well established. They are pursued after it is verified that there is no applicable liability insurance coverage for the at-fault driver and vehicle.
Insurer | Duty of Good Faith
A UM insurance carrier has an implied covenant of good faith and fair dealing. This means that the victim’s insurance carrier has a duty to act in good faith when settling your case (although this does not always happen). An insurer’s breach of this duty provides a basis for an insurance bad faith action.
Uninsured Motorist | Arbitration
If settlement cannot be reached with the UM insurance carrier, the UM injury claims proceeds through arbitration. At arbitration evidence is presented much like it would to a jury in a civil suit.
Ordaz Law, APC | Uninsured Motorist
Juan J. Ordaz Jr. provides candid, hardworking and personal legal representation to individuals seeking an uninsured motorist coverage lawyer in San Diego County. We helped victims suffering from a variety of injuries, who have sustained their injuries through different types of vehicle collisions. We believe that it is a necessity to represent people who have sustained traumatic and debilitating injuries, and suffered ultimate losses.
Call (619) 550-3617 today so that we may schedule your free and discreet consultation with a premier San Diego uninsured motorist lawyer.
We are for Justice no Matter Who it’s for or Against.
Learn More:
What is the Statute of Limitations for a Personal Injury Action?
What Should You Expect from Your Personal Injury Attorney?
What Should You Expect from Your Injury Lawsuit?
Will My Personal Injury Case Go To Trial or Be Settled?
Car Accident | Determining Fault (Liability)
Blog: Personal Injury
Blog: San Diego Car Accidents
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