It is common for a driver (passenger or pedestrian) to submit an insurance claim if they were injured in a car accident. Injury claims may be made against at-fault driver, the employer of the driver (if the driver was on the job at the time of the crash) and/or the registered owner of the negligent vehicle.
Continue to read and learn more on How To file an insurance claim if you were injured in a car accident.
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Car Accident | Injury Claim
An accident insurance claim is filed when you call to report a car accident to an insurance company. When you call be prepared to have the following information ready:
- The date, time and location of the accident;
- The make, year and license plate of your car;
- The facts regarding how the car accident occurred;
- An extent of your bodily injuries and property damage; and
- The amount of medical expenses, lost wages, and the amount of property damages caused by the accident.
Car Accident | Injury Questions
You should be careful when answering questions about the injuries you sustained in the car accident because you may not know the full extent of your injuries. Lingering pains and discomfort may evolve into serious injuries requiring months of medical treatment including surgery. A proper response to any question regarding what injuries you sustained would be as follows:
Question: What are your injuries?
Answer: Well, I hurt all over and I am in great discomfort. My low back hurt a lot and I hope it stops hurting soon. I did get medical treatment at Urgent Care in San Diego and I am going back in a few weeks to see my doctor. But I don’t know how severe my back injury is.
Car Accident | Recorded Statement
Insurance companies will attempt to record your statement for potential use against you. You must know that you don’t have to provide the insurance company with a recorded statement. If they tell you otherwise then end the call and immediately call again, this time asking to speak with a supervisor.
Recorded statements are taken to potentially attack your credibility in front of a jury.
For Example: Low back injuries are commonly diagnosed as herniated disc injuries with nerve impingement. This injury is readily scene in an MRI but MRI’s are not readily ordered by doctors. If in your initial recorded statement you say your back hurts but did not mention any of the common symptoms of nerve impingement such as numbness in your extremities, then the recorded statement will be used against you even if you indeed continued in pain and a followup MRI was ordered weeks after your car accident. Defense attorneys are skilled and such attacks on your credibility may be very damaging against you in the eyes of a jury.
Car Accident | Lawyer
When in doubt, call and speak with an experienced car accident lawyer. Juan J. Ordaz Jr. gives free consultations before there is an actual client retention.
Ordaz Law, APC | Car Accident
Juan J. Ordaz Jr. provides candid, hardworking and personal legal representation to individuals seeking a personal injury lawyer in San Diego County. We help victims suffering from a variety of injuries, who have sustained their injuries through different types of injury producing events. We believe that it is a necessity to represent people who have sustained traumatic and debilitating injuries, and suffered ultimate losses.
Call (619) 550-3617 today so that we may schedule your free and discreet consultation with a premier San Diego car accident lawyer.
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Determining Fault (Liability) After a Car Accident
Blog: Personal Injury
Blog: Car Accidents